We have been helping many families refinance thier homes, not only to get a better rate but to make a much better situation for thier finances!  The rates are So LOW that many of our customers are being able to lower their interest rate substantially and be able to reduce from a 30 year loan to a 15 year loan for about the same payment!  Wouldn’t it be great to have your home paid for in 15 years instead of 30!

I will only give you advice that I feel is in your best interest.  There are several of people in in sphere of influence and customer base that I could have went through the refi process with them, but it did not make any sense for them to do it … so why add time, money … if you are unsure if it the right time or if it makes sense to refinance now please call me we will discuss it and I will give you an honest assessment and information for you to make an informed decision!

You can always go to my website and use the financial calculator to see what your payments would be, 15 years loans are in the 4.5-5% range and 30 year loans are in the 5-5.5% range for the most part.  Each situation, credit profile, work history, documentation, etc. is different and loans are based upon risk so if we feel we are close we can move forward if not I had the opportunity of being able to spend a few minutes with you!

If you are interested in searching the MLS or being alerted to the latest new listings automatically in your email this is a free service that I provide.  The great thing is that you will never miss a listing that fits your criteria!  This service automatically runs the search for you everyday and then sends the results to your email!  To search SVF or SGV or the Central Coast just click on the links and you are on your way!

Please at anytime contact with me with any Real Estate or Loan questions by email listwithme@earthlink.net or by phone 818-955-SOLD (7653) Thank you for your time and have a POWERFUL day!